Retirement Calculator
See how long your super lasts and what your retirement income looks like — with the Age Pension layered in year by year, so the pension picks up more as your balance falls.
A projection only, using current rates. Markets and your spending will vary — general information, not personal advice.
About you
Your money
Your assumptions
"Income you want" is your total spending each year (today's dollars, tax-free from a super pension once you're 60). For couples, enter your COMBINED super, assets and income. The home you live in doesn't count for the Age Pension.
Enter your details above to project your retirement income and how long your super lasts.
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Only needed if you'd like us to email or save your results.
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This is a starting point — a real retirement plan accounts for tax, your investment mix, aged care, longevity and the things that matter to you. Let's build yours.
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A simplified projection in today's dollars (real return = your return minus inflation). Income is drawn from super each year; the Age Pension (if included) is recalculated each year from your assets and deemed income using current Services Australia rates (max $1,200.90/ft single, $1,810.40/ft couple; income free areas $218/$380 per fortnight, 50c taper; assets test $3/ft per $1,000; deeming 1.25%/3.25%), held constant in real terms. It assumes a tax-free super pension and excludes fees beyond your net return, lump sums, aged-care costs, market volatility, changes to legislation and individual circumstances. General information only — not personal advice. Navarino Wealth Pty Ltd.